St Tropez House and Cap Villas Feature - How COVID-19 Changed Affluent Travel in the South of France & Beyond

High-net-worth and ultra-high-net-worth travellers have been more willing to make plans despite Coronavirus restrictions, showing a heightened resilience thanks to their affluence and heightened experience of travelling. Insight from global travel network Virtuoso shows that wealthy travellers are more comfortable with booking holidays as normal and simply waiting to see whether they can go.

This perhaps explains why St Tropez holiday rental agency St Tropez House noticed a 28% growth in rentals from 2019 to 2020, despite COVID-19 meaning that travel and holiday rental was out of the question for a significant part of the year.

Let’s compare this to the occupation rate in 4 and 5 star hotels in France, which experienced a 26.1% drop when comparing from October 2019 and October 2020, according to data from specialist firm MKG. This is likely due to the close proximity that people are in while staying in a hotel, when compared to a private villa with plenty of its own land.

How businesses enticed clients
Both St Tropez House and French Riviera holiday let agency Cap Villas report that in order to encourage bookings and allow clients to view accommodation in a safe way, luxury travel businesses all over the world had to rethink their marketing strategies to make them COVID-proof.

This has seen the introduction of 360° videos to better display features and entice clients, social media Ask Me Anything sessions replacing client lunches, and digital tours replacing physical ones, to name just a few changes.

Length of stay
The average length of stay at St Tropez House’s rental properties has grown compared to last year. In 2019, the average stay was two weeks, while in 2020 the average stay was 3.5 weeks, likely indicating people wanting to make the most of their holiday in a time when many of us didn't know when our next chance to escape would be. St Tropez House also noticed something it had never experienced before: certain clients who had already booked extending their stay, on average by 25% compared to the original length of their stay.

This correlates with information from Virtuoso, which says that HNW holidayers have been booking short stays for working vacations with their families and then extending as restrictions change and they perhaps realise there is no point rushing back, with the extra financial cost being no problem.

Cancellations
The uncertainty of 2020 has led to a change in the contracts of many businesses in the luxury travel industry working with HNW and UHNWIs. Companies such as yacht charter agencies, villa let businesses and hotels have felt pressure to modify their contracts to allow clients to rebook or cancel their holidays as needed in the light of the pandemic.

Both Cap Villas and St Tropez House updated their policies on cancellation, and an investigation by Elite Traveller shows that the vast majority of luxury hotel groups also updated their cancellation rules during the COVID-19 crisis, in order to ensure guests did not lose out financially.

St Tropez House witnessed an increase in cancellations in 2020, rising from one in ten in 2019 to three in ten last year. Out of these, 70% of St Tropez House’s holiday rental clients were moved to 2021 and 30% were simply refunded. The vast majority of cancellations came from the UK, where the situation seemed to be most volatile due to ever-changing restrictions.

Transport
Some 35% of St Tropez House clients came by private jet during COVID times - a significant increase from 15% in 2019, driven by the wish to travel safely and avoid being in the same space as other travellers

This aligns with data from private jet firms such as VistaJet, which charters private jets through a membership program and reported that July 2020 saw a 320% increase in new memberships compared to July 2019. Fractional jet ownership business NetJets also reported that between January and October 2020 they saw three times as many new customers as the same period in 2019.

VILLA LAS BRISAS

VILLA LAS BRISAS

VILLA LAS BRISAS

VILLA LAS BRISAS

VILLA AMA

VILLA AMA

VILLA AMA

Nationality of HNW travellers
St Tropez House noticed that no clients from the USA, Russia, Middle East, South America - nationalities who do typically book its holiday lets in the South of France - booked to stay in 2020.

Instead, St Tropez House saw an influx of more local clients, likely because it was easier to make the journey due to proximity and travel corridors. For example, the number of clients coming from nearby Monaco rose by 250%, while there was an 80% rise in those coming from Switzerland.

This correlates with a wider uptick in staycations in the luxury market, with many feeling their way back into travelling through more local holidays (according to Hong Kong Tatler).

New priorities
When looking for villas, both Cap Villas and St Tropez House clients in 2020 prioritised privacy and a larger land. Many were essentially looking for a ‘quarantine villa’ - somewhere they could hunker down with their bubble and enjoy a bigger space and change of scene. As such, Cap Villas and St Tropez House spotted new trends in demands for online shopping and private chefs, avoiding the need for clients to ever leave their holiday property.

Rumble Romagnoli, president of luxury digital agency Relevance, which specialises in targeting UHNW clients, confirms that demands for these convenient enjoy-at-home services is something he has seen across multiple clients in the travel and hospitality industry. This can be compared to previous years, where priorities from St Tropez House and Cap Villas guests have included a close proximity to the town centre, restaurants and boutiques.

Cosette Cutrara, Client Relations Manager at Cap Villas, says:
“In the midst of COVID 19 we have witnessed some unprecedented shifts in villa rentals along the French Riviera. Not only has our client demographic changed dramatically to be mostly European but also their criteria has changed, for example fully staffed villas have become more sought after than ever before.”

Emilia Jedamska, Booking Manager at St Tropez House, says:
“My high-net worth clients are moving further and further away from hotels and requesting villas for longer periods of time and with more spacious land, creating their own private oasis separated from the outside world.”

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Photography ©Tom Claeren

Dressing for the European Spring Season in the Chilly Breezes of the Winter Past and the Warming Sun of an Arriving Summer

The weather in spring can be deceptive in Europe, and you may experience the summer warmth, the chilly air of winter and spring drizzle, all in one day. While the weather is all pleasant and nature is in bloom again, with new leaves signalling the fresh Spring, you might be once again wondering what to wear!

Dressing for the summer is easy, and it is easy even for the chilling winters, but deciding on your attire for a season that has the touch of both, is a difficult task indeed. You need a wardrobe that not only reflects your personality, one which is easy enough for the warm hours.   If you are also struggling with the same, Lady Row Couture Dress Coat is the answer to your prayers.

Many like to sport jeans with tees or a blouse, coupled with a good scarf or a jacket. It is perfect for a casual day out with your girl gang. But for women who wish to look a little more sophisticated, a Lady Row Couture Dress Coat is just the right choice. It is also ideal for a more formal evening, and you can flaunt it even when you are going out on a date. 

A Lady Row Couture Dress Coat looks good in almost any setup. You may be heading out for a family gathering, or it might be your friend's wedding, a dress coat is a safe and elegant choice. But this timeless garment is our favourite not only because it looks good and you can wear it everywhere, but also because of its utility. No matter what the weather is, you will always find a dress coat from the house of Lady Row, to save the day. Whether the sun rays are filling the day with their warmth, or the cold wind is the reminder of the lingering winter, or even if the rain decides to take you by surprise, the Couture Dress Coat will help you survive the ever-changing weather, and at the same time, help you ace your style game. 

You can wear a silk dress coat for warmer days. The light shades speak of calm and serenity, and your Lady Row Couture Dress Coat in silk is the perfect ensemble for a warm day. These are adorned by motifs from nature, like flowers and birds, including the chickadees. Painted using the Japanese art of the Yuzen technique, the interplay of bright colours make you stand out in the crowd. You can always pair it with a pair of matching pumps and scarves or go all bold with bright coloured pumps as well. 

There will be days in Spring when you will want to crawl back into the blanket, and these days are closer to winters than they are to the summers. And the same must reflect in our attire for the day as well. In such days, a Lady Row Couture Dress Coat will help you go through the day. These are warmer than the summer coats, so you will not freeze in them, yet not so warm to make you uncomfortable. This comfy wear gives you a warm embrace to brave the chilly winds. You can sport these exclusive pieces with black tights or tights of any other colour, and use statement jewellery to complete your look. Whether you are in the classic black brogues or matching wedges, you are ready to slay!

(Pro Tip: These warm spring coats are also perfect for those days when the drizzle decides to play the spoilsport. But whatever be your plans, you can go about them effortlessly, and you need not worry about the rain. Your fashion statement remains unharmed, thanks to your choice of the Lady Row Couture Dress Coat!)

For the cooler Spring days, you may also choose to go for a dress coat in leather, embellished with carefully hand-drawn motifs from nature, and decked up with some beads and pearls to set it a class apart. Team this with a pair of long earrings and ankle-high boots, and you are ready to turn heads wherever you go. This will double up as party wear as well, so you can dance your heart out in this! 

The ever-elusive weather pattern in London Spring should not stop you from putting your best foot forward. When dressed in the right Lady Row Couture Dress Coat, made exclusively for you, there is no looking back. You may want to opt for the light silk dress coats for those warm spring days, or you may want to be your classy best for the cooler days when it is likely to rain, or you may even be the heart of the group who is known for her impeccable sense of fashion- whatever your needs are, whatever you are, there is always a Lady Row Couture Dress Coat that is your second skin. It will not only make you look good; it is also to make you feel good. When in doubt, flaunt your dress coat, and you shall never go wrong.

Article by Lady Row - View our Platinum Partner Feature

New Platinum Partner Glam Yachting Offers Excellence in Global Logistics And Management Driven by the Passion of the Ocean

Glam Yachting - Global Logistics And Management - was established in early 2018in Italy and then branched out to France & Montenegro putting the needs of the client & crew at the helm. The brand was founded by ex-captains and personal assistants creating the perfect bond driven from a passion for the oceans and VIP international travels and services. The result is an interesting mixture of knowledge, passion & experience able to surprise you in “Making the impossible possible”! 

In the past two years we have made great strides which have enabled us as a strong Team and a business to confidently ask for your consideration.

OLD SCHOOL VALUES + DECADES OF EXPERIENCE + DYNAMIC STAFF

At GLAM Yachting we use our existing experience, exceptional ability to communicate and passion to provide services at a fair price. Our CORE VALUES, as integrative part of the business, are: Transparency, Honesty, Passion and Integrity.

HOW DO WE OPERATE?
WE KEEP IT SIMPLE! - OLD SCHOOL VALUES WITH A MODERN OUTLOOK!

“We find out what your requirements are!
We then offer a solution that meets your requirements!”

In most cases our multi-lingual management team will oversee a dedicated representative whose only responsibility is to look after your needs.

Chiara Moschella
Personal Yachting Consultant
GLAM Yachting Founder
Glam Yachting SAS | Global logistics and Management

+33 617379155
+39 3394242227
Email
Website
Montenegro | France | Italy

Dr Christian Thompson AO Wins the 2020 Bowness Photography Prize and Continues his Success with an International Exhibition Showing at the Australian Embassy in Berlin

Dr Christian Thompson AO has been announced the winner of the 2020 Bowness Photography Prize at the Monash Gallery of Art. Rule of Three, 2020 was selected by this year's judges, who were responsible for awarding the $30,000 prize to one of 60 exhibiting finalists.

This outstanding achievement sees a major work by Dr Christian Thompson AO acquired by Monash Gallery of Art's collection, embedding Rule of Three into a public collection which is both revered and respected for its focus on Australian photography and the masterworks of Australia's leading photographers.

For 15 years, the William and Winifred Bowness Photography Prize has emerged as an important annual survey of contemporary photographic practice in Australia and is one of the most prestigious prizes in Australia.

Thompson's success continues with his current international exhibition showing at The Australian Embassy in Berlin. Strange Flower exhibits key works from Thompson's career and includes Rule of Three (2020).

We would like to extend our congratulations to Dr Christian Thompson AO for this outstanding achievement.

MICHAEL REID BERLIN
+49 (0) 3094 404 719
Ackerstraße 163 D-10115 Berlin, Germany
infoberlin@michaelreid.com.au

Announcing a New Platinum Partnership with Zachys - a Third-Generation Wine Business with Offices on Four Continents

ZACHYS - THIRD GENERATION WINE BUSINESS

Founded in New York over 75 years ago, Zachys is a third-generation wine business with offices in Napa Valley, Washington DC, Hong Kong, Beijing, Shanghai, France, Stockholm, and of course New York.

Helmed by CEO Don Zacharia and President Jeff Zacharia, Zachys is the #1 wine business in the world, and includes auction, retail, and storage. In 2019 and 2020 combined, Zachys sold over $250,000,000 in wine globally between auctions and retail.  

Zachys is a full-service, white glove wine company with extensive experience creating bespoke wine events for high-net-worth clientele. Here are just a few services Zachys provides.

View the Zachys Platinum Partner Feature Page

Open for Business - Club Platinum Partner Villa Monaco - the Principality’s Luxurious Neighbour

Villa Monaco is built on a rare property of 4,000 sqm overlooking the Mediterranean Sea. A former olive plantation became the home of the luxurious resort Villa Monaco.  Villa Monaco is placed in a context of peace and protection – monitored by a sophisticated alarm system with a mainhouse and a separate guesthouse, which allows you to have your family and friends or business partners next door – at the same time ensuring your privacy.

Villa Monaco comprises 6-7 bedrooms in total, all with their own bathroom. The bedrooms at Villa Monaco are facing a spectacular sea view, are air-conditioned and they all have their own balcony. They are spacious and designed with elegance in white and beige colours.

Villa Monaco has sunbeds for 14 people with striking views over the sparkling Mediterranean sea. There is a large heated infinity pool and an outdoor area that is perfectly suited for watching the sunset over the neighbouring peninsula of Cap Ferrat The big trampoline for 6 people is so much fun for the entire family. The table tennis is fun for young and old.

At Villa Monaco, life takes place around a large heated infinity pool, but in every corner of the property are areas that can be prepared for dining, lounging or as needed for guests. Sit and relax in absolute tranquillity or venture out to discover Monaco and its surroundings. Bubbly Monte Carlo is around the corner and only 5 minutes by car.

Contact us directly via our inquiry form, or send us an email, and book your holiday today.
Prices and rates are available on request.

Villa Monaco
9 Chemin des Eucalyptus
06320 Cap d’Ail
+33 680 864 109
Email
Website

A British Icon Reborn - Aston Martin Returns to the 2021 Formula One Grid with Cognizant as Title Partner

With anticipation building for almost 12 months and a monumental amount of work undertaken behind the scenes, Aston Martin is back in Formula One. The new era has officially begun.

We couldn’t be more excited to finally reveal the first look at our new identity while setting out our vision for the journey ahead. And what better way to begin the new age than by welcoming a new title partner, Cognizant, an American multinational IT brand with ambitious plans to broaden its global reach.

The team will be known as Aston Martin Cognizant Formula One™ Team when it lines up on the starting grid for the new season.

In a sport where technology and innovation take centre stage, Cognizant will play a key role, not merely as a sponsor, nor even as a behind-the-scenes service provider, but as a true digital transformation partner with a real purpose. The multi-year association brings real energy to the new era of Aston Martin in Formula One with Cognizant ideally placed to empower the team with the best IT infrastructure and software solutions on the market.

Today’s news coincides with the first elements of a brand-new website going live and facelifts to the team’s social media channels, with greater insights than ever before coming soon to the official Aston Martin Formula One™ Team Instagram Twitter, Facebook, YouTube, TikTok and LinkedIn channels.

Over the coming weeks, we’ll be taking you behind the scenes allowing everybody to share in the excitement of seeing the first Aston Martin to race at a Grand Prix weekend in more than six decades.

In March, we’ll be unveiling our car livery to the world at Aston Martin’s global HQ in Gaydon, including the introduction to our driver line-up, featuring four-time World Champion Sebastian Vettel and multiple Grand Prix podium finisher Lance Stroll.

Lawrence Stroll, Chairman, Aston Martin Cognizant Formula One™ Team:
“The return of Aston Martin to Formula One after more than 60 years away is a landmark moment in the history of the sport. Everyone knows what Aston Martin stands for, but the Formula One team will allow us to take the essence of the brand to new places, building on the strong foundations laid by the previous iterations of the team. I’m hugely proud that we can start this new chapter with the support of Cognizant. In today’s world, as the digital revolution continues, I can’t think of a more suitable or valuable partner to work with us as we strive to make Aston Martin one of the greatest teams in the sport.”

Brian Humphries, CEO of Cognizant:
“We are absolutely thrilled to be the title partner of Aston Martin Cognizant Formula One™ Team. Our global brands have much in common. We are both innovative, forward-looking firms that like to move fast, stay focused, and lead from the front. We understand the incredible power of today’s advanced technologies and how to harness them to engineer unique customer experiences. We’re excited by the promise of this deep and mutually beneficial partnership.”

Otmar Szafnauer, CEO & Team Principal, Aston Martin Cognizant Formula One™ Team:
“We’re just two months away from the start of the season, so it’s fantastic to celebrate the new era of Aston Martin in Formula One by welcoming Cognizant as our title partner. Innovation and technology are central pillars for any Formula One team and this long-term partnership is more than just a branding exercise. With a new factory already under construction, Cognizant’s expertise and resources will add value in all areas of our IT operations and make a valuable contribution to our performance on-track.”

Jefferson Slack, Managing Director – Commercial & Marketing, Aston Martin Cognizant Formula One™ Team:
“This is a really special moment as we welcome Cognizant as the primary partner of the Aston Martin Formula One™ Team. As we take this iconic brand back to the pinnacle of racing, it’s hugely motivating to have the support of a true powerhouse in Cognizant, a Fortune 200 company with nearly 300,000 employees. It’s a multinational that’s making a real impact across the globe with great vision from Brian Humphries and the senior leadership team. Cognizant will be integral to our future success and a partner in the truest sense unleashing its capabilities as a digital transformation agent. Like Aston Martin, it’s a company with aggressive targets and ambitions, and will flourish in the global spotlight of Formula One.”

Sebastian Vettel, Aston Martin Cognizant Formula One™ Team, Driver:
“I can’t wait to start working with Aston Martin Cognizant Formula One™ Team. There’s so much for me to discover over the next few months and I’m incredibly determined to help make this team even more successful. Before we know it, we will be at the first race, seeing this famous name back where it belongs. I’m proud to be part of this journey.”

Lance Stroll, Aston Martin Cognizant Formula One™ Team, Driver:
“Seeing Aston Martin back in Formula One is a huge deal - especially with a new title partner, Cognizant. Whenever I’m at the factory, you can feel the buzz and energy. We’re ready for this. There’s so much hunger in the team and I just can’t wait to get the season started.”

About Cognizant:
Cognizant (Nasdaq-100: CTSH) is one of the world’s leading professional services companies, transforming clients’ business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant is ranked 194 on the Fortune 500 and is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com or follow us @Cognizant.

About Aston Martin Cognizant Formula One™ Team
After more than 60 years away from Formula One, Aston Martin returns to Grand Prix racing in 2021. With one of the most iconic emblems in the world emblazoned above the garages and a team of over 450 passionate men and women at its heart, this is a team with both a rich heritage and a fresh perspective – bringing new energy to the sport with a determination to shake up the order and compete at the sharp end.

A growing family, where like-minded people from all walks of life are encouraged to be a part of our journey and given a platform to thrive, our mission is to use the global platform of motorsport to engage a new wave of fans – showcasing the technology and innovation which live at our core while representing the values that resonate with the changing world in which we live.

The new age of Aston Martin Cognizant Formula One™ Team begins here.
www.astonmartinf1.com

Follow the Aston Martin Cognizant Formula One™ Team
Twitter: @astonmartinf1
Instagram: @astonmartinf1
Facebook: /astonmartinf1

In Partnership with the Fairmont Monte Carlo - Club Vivanova is Offering an Exceptional Opportunity to Wine and Dine Over the St Valentine's Weekend

Spoil your loved one and enjoy a St Valentine gourmet wine dinner with incredible sea views at the Saphir 24 Bistro and an overnight stay in an upgraded Signature Seaview room with full continental breakfast included.

ST VALENTINE FAIRMONT EXPERIENCE
Saturday 13th February . 7pm
Fairmont Monte Carlo
Four Course Gourmet Dinner
Three International Wines
Overnight Seaview Room
Full Continental Breakfast

*€450 per couple
**€500 (Champagne upgrade)
***€550 (Luxury Bouquet upgrade)
Book online

Treat your loved one to a luxurious night out!
In partnership with the Fairmont Monte Carlo, Club Vivanova is offering an exceptional opportunity to wine and dine over the St Valentine's weekend. We are offering the chance to enjoy a gourmet wine dinner with incredible sea views at the Saphir 24 Bistro with an overnight stay in an upgraded Signature Seaview room with full continental breakfast included. Guests may check-in from 3pm.

Gourmet Menu & Wines
Monaco Barbajuans
Pesto . Mesclun Salad
Sliding Hill 2019 Sauvignon Blanc

Poached Egg . Sautéed Wild Mushrooms
Meat Jus . Parsley
Magnum Bellvale 2017 Chardonnay

Grilled Seabass . Salmon . Shrimp
Sauce Vierge . Tomato . Fresh Herbs
Mashed Sweet Potato . Seasonal Vegetables
Rewen Estate 2019 Malbec

Crispy Gianduja Chocolate Dessert
Water . Coffee

*€450 per couple includes gourmet four course dinner with three exceptional free pour wines, an overnight stay in an upgraded Seaview Signature room with full breakfast and valet parking included. Book online

**€500 Champagne upgrade includes a bottle of premier Cru Champagne Paul Charpentier served as preferred at 6pm in the room, 7pm with dinner or at 10pm after dinner in the room. Book online

***€550 includes Champagne upgrade and a beautiful red/white selected bouquet of flowers delivered to the dinner at 7pm by Narmino Sorasio Monaco. Book online

You don't have to be a club member to join our experience Everyone is welcome to book and attend our events, which are always well-attended; early reservations are recommended.

Club Vivanova
Club Vivanova's Corporate Partner platform offers excellent local and international promotional opportunities for rapid business development with event partnerships and online promotion for brand-growth and business networking plus complimentary features and highlights in our newly launched digital magazine. Read more..

Strategic & Effective Financial Planning for the New Year with Corporate Partner Blevins Franks

Strategic Financial Planning for the New Year
By Rob Kay - Senior Partner Blevins Franks

Of course, you can review your financial planning any time to ensure it is on the right path, but the New Year is the perfect prompt to do so if you have not taken a fresh look at it for a while.  And perhaps it is even more important this year as we navigate a post-Brexit world.

One key reason to review your wealth management is to ensure it is up to date. Establish whether any tax rules or financial regulations have changed, and consider if developments in your personal and family circumstances mean you should adjust previous arrangements.

But an effective review of your financial planning, to ensure it is suitable for your life in France and your wishes for the future, needs to go beyond that.  

The benefits of strategic planning
Many people only consider segments of their finances at a time. They may have bought shares in companies they like and/or invested in funds recommended by a financial adviser years ago.  They may speak to a tax accountant to learn about French taxation and perhaps ask about tax planning opportunities.  Then they speak to a lawyer about setting up a French will.  At some point they will look at their pension funds and try and work out how best to access their retirement savings. 

For truly effective financial planning, however, you need to consider all these various aspects together.  For example, how you hold your investments can make a difference to your French tax liabilities.  Estate planning in France is no simple matter, with its complex succession tax regime and forced heirship rules, and how you own assets can impact on what you can achieve.  And when deciding what to do with your pensions, look at all your retirement savings and what income they can generate for you.

Here is a summary of three key areas you should consider in your financial planning review. 

French residency and taxation 
The fact that you are resident in France, rather than the UK, has a significant impact on your financial planning. First of all, make sure you know where you are resident for tax purposes, especially if you are new to France or spend time in both countries.  The French and UK tax residence rules can be more complex than first meets the eye. The double tax treaty determines where you pay tax if you are resident in one country and earn income in the other. 

Regardless of how effective your tax planning in the UK was, you pretty much need to start afresh in France. What was tax efficient across the Channel is unlikely to be tax efficient here. Have you explored all the compliant arrangements that provide tax benefits in France?  Assurance-vie, for example, can provide a range of advantages that go beyond lowering your tax bill.

Estate planning
Do not leave estate planning to the final stage of financial planning.  The way you own property and investments in France makes a difference to how you can distribute your assets on death and how much tax your beneficiaries pay. So take this into consideration when buying assets and setting up investment arrangements. 

Succession law in France protects children over your spouse.  This can have unwelcome consequences for families with children from previous marriages, unless you plan ahead. UK nationals can use the EU regulation – ‘Brussels IV’ – to distribute their estate under UK law, but do research this first as it may not be the best solution for you. 

Financial structuring for life in France 
Perhaps the key rule for financial planning is that it must be specifically structured around your personal circumstances – your lifestyle today and plans for the future, family situation, income requirements, objectives, time horizon and risk tolerance. 

If you do not already have a strategic financial plan in place for France, you may need to take a completely fresh look at all your savings and investments and consider if they are suitable for you today and the current economic climate, for example:

Are they too risky? 
Do you have adequate diversification?
Can they provide income without risking the capital? 
Could you consolidate shares and funds so they are easier to manage? 

Tax liabilities
And, at the same time, consider your tax liabilities on investment income and gains and whether you could use alternative tax-efficient arrangements to hold your investments.  And how will these savings be passed to your heirs? What inheritance taxes will they have to pay? Can the funds be passed on directly or will there be a lengthy probate process?

Some assurance-vie allow you to hold your choice of investment assets while providing tax and estate planning benefits. There are various ones available so choose the one that works for you.

Securing the best results
Every family is different. Your strategic financial planning must be carefully designed for you. All the various aspects should work cohesively together to create an overall wealth management plan that provides long-term financial security for yourself and achieves your wishes for your heirs.  

For peace of mind that you have covered everything, that you have understood the intricacies of French taxation and not missed out on tax planning opportunities, and that making one financial decision will not have unexpected consequences on another, take expert, professional advice, ideally from a locally based cross-border wealth management specialist. If you still use a UK-based financial adviser, confirm that they can continue to provide services to you in France after Brexit. And as is always the case, your adviser should take the time to get to know you to then outline personalised recommendations for you. 

The tax rates, scope and reliefs may change. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; an individual is advised to seek personalised advice.

You can find other financial advisory articles by visiting our website

Fairmont Monte Carlo Private Dining Launches New Website Promoting Flawless Expertise in Events Management

With flawless expertise in events management, dinners and private receptions, the Fairmont Monte Carlo brings you its integrated Private Dining service, designed to meet a variety of different high-end requirements and needs by drawing on professional experience accumulated over more than 30 years.

PRIVATE DINING BY FAIRMONT MONTE CARLO
Let us come to you!

Managed by a team of experienced Chefs, the Private Dining by Fairmont Monte Carlo ensures every event is a success thanks to innovative high quality service especially designed to meet each event’s needs for a tailor-made result.

Private Dining by Fairmont Monte Carlo has renowned partners in Monaco such as Monaco Yacht Show, Tennis Rolex Masters, AS Monaco, Grimaldi Forum. It can boast an exclusive collection of clients in the Principality and in the Alpes Maritimes region (private yachts, villas, museums, iconic sites) and has been called upon for some exceptional events (Monaco pavilion’s restaurant and café at the World Expo Milan 2015).

Contact:
Clemence Antoine
Director of Sales Private Dining & Banqueting 
Email
Website

Riviera Wellbeing Launches a Weekly Women's Online Group "Connected" - a Safe and Confidential Space for Women to Explore Their Core Being

Learn how to build shame resilience, foster self-acceptance and embrace self-compassion. Build connections with other women on a similar healing journey. Reclaim your power and the love you want and deserve.

Starting on Monday January 25th 2020, this weekly online group offers women a safe and confidential space for a small group of women to explore their core sense of authentic, emotional intimacy.  Group time is 18:00 to 19:15 (Central European Time). Link to view more information.

Groups provide the perfect setting for us to learn more about ourselves, our relationship patterns and to understand better our emotions.  In summary, it is a space to realise that you are good enough.

One core emotion that groups help us understand is shame.  Men and women experience and process shame differently.  Brene Brown (2008) found twelve categories in which women struggle the most with feelings of shame. These include: appearance and body image, motherhood, family, parenting, money and work, mental and physical health, sex, aging, religion, being stereotyped and labelled, speaking out and surviving trauma.

We are all wounded.  We are all healing.  There are few better places to heal than with other kindred spirits in a facilitated group setting.

The group is facilitated by Gavin Sharpe thereby providing focus, safety and structure. Sessions typically begin with a short check-in, followed by a discussion topic.  The group is interactive with all members encouraged to participate and share.

This is a closed group.  To protect the safety and integrity of the group, a 6-week attendance commitment is required.  After that, members may leave the group or others may be invited to join.

Why Join A Group?

Most therapists including myself are passionate about groups.  I believe groups have the power to transform our lives.  So what’s the big deal?

For most people the idea of talking once a week to a therapist is frightening enough, never mind sharing one’s problems with a group of strangers.

Groups present an opportunity to change ourselves from within.  Groups create an opportunity for participants to safely do what they rarely do in real life – explore, experiment and play.  As trust and confidentiality are established, bonds form.  Participants are able to see their pain in others and vice versa.

In groups, we find ourselves learning about our relational patterns and identify in real time some of what has played out in our relationships and lives.  We experience our emotions intensely – discomfort, jealousy, fear, love, hate, boredom.  As the empathy builds, bonds form.

What springs from groups are sometimes lifelong bonds with other group members.

In many respects, groups are more effective than individual therapy.  There are simply more learning opportunities by virtue of the fact that there are more people.  The healing that takes place is remarkable.

I believe we are all wounded.  We are all healing.  There are few better places to heal than with other kindred spirits.

If you are interested to join, please contact Gavin below.

Sessions cost €50.
Contact Gavin

Experience a Virtual ZOOM Wine Tasting this January Showcasing Exceptional Wines from the Other Side of the World

We are all spending a little more time at home this January and most people are in need of some new and safe ways to relax and connect with people during this strange time. Zoom wine tasting is the perfect way to try new wines, learn about them and connect with people online.

This January, Auntsfield Estate in Marlborough (New Zealand) and Bradley Mitton from Mitton International Wines have joined forces to deliver a selection of three excellent boutique wines to your door - the wines will be accompanied with the chance to join an online virtual ZOOM tasting with Bradley at 7.30pm CET on Friday 29th January 2021.

VIRTUAL NEW ZEALAND WINE EXPERIENCE with Brad Mitton
Friday 29th January 2021 . 7.30pm CET
RSVP . Book Online
€65 per household
(includes three delivered wines)

Club Vivanova hosts a Virtual New Zealand Wine Experience on Friday 29th January 2021 at 7.30pm CET, offering guests the opportunity to taste three beautifully pure and boutique Marlborough wines during a guided and educational degustation with Mitton Wines owner Bradley Mitton.

Platinum Partner Billionaire Life Opens Flagship Location in Riyadh's Sulaimaniya District Offering a New and Opulent Asian and Italian Journey

Billionaire Life, the luxury hospitality brand founded by Formula 1 legend Flavio Briatore, opens its Riyadh location today on Dabbab Street in the city’s Sulaimaniya District, elevating Saudi Arabia’s sophisticated dining scene to a new standard. Billionaire Riyadh offers a menu of two distinct yet harmonious cuisines - New-Asian and Italian - curated by celebrity chef Batuhan Piatti Zeynioğlu.

The restaurant’s standalone building features a spectacular sculpture-garden entrance and a multisensory interior designed by the London-based firm Sagrada. Inspired by the idea of a nocturnal adventure, the versatile setting strikes a balance between formality and casual ease, where Riyadh’s refined urban clientele can meet in a discreet environment for daytime business lunches, all-evening dinners with friends, and private events.

The Billionaire restaurant brand, a subsidiary of the Billionaire Life hospitality and entertainment portfolio, opened its first location in Porto Cervo, Italy, in 1998. Since then, it has established itself as an icon and leader in the international dining and entertainment scene. Billionaire Riyadh, the brand’s second location in the Middle East, gears its menu, interior, and ambience toward the city’s discerning professionals, who seek innovative dining experiences in exclusivity-conscious spaces. The restaurant is owned and operated by Modern Food Company Ltd. (MFC), a Saudi-based franchisee of international hospitality brands.

“Modern Food Company is thrilled to partner with the world-renowned Billionaire Life brand,” says Mr. Faisal Shaker, CEO of Modern Food Company Ltd. “We look forward to working together as a team and as a family to be a part of Saudi Arabia’s luxury dining and hospitality offerings that are already available in this Kingdom, set in a premium class surroundings.”

“The opening of Billionaire Riyadh will complement the capital’s top class dining scene, as well as aligning ourselves toward Saudi Vision 2030, which will set the standards for our Kingdom’s vision working towards higher quality of life for Saudi nationals and residents, also putting Saudi Arabia as a world’s class tourism and dining destination as the Kingdom prepares itself to stage Formula-E and Formula 1 2021 race later this year.”

“Billionaire Life is delighted and proud to work with Modern Food Company in establishing our first venture in the Kingdom of Saudi Arabia,” says Flavio Briatore. “Their expertise in the Saudi hospitality market is second to none. Just as importantly, they share our values and creative vision, as well as our commitment to providing the highest standards of quality and service.”

Chef Batuhan Piatti Zeynioğlu has developed an ambitious menu of New-Asian and Italian dishes exclusively for Billionaire Riyadh. The New-Asian selections include lobster salad and Korean-style baby chicken, in addition to sushi, sashimi, and the Billionaire brand’s signature maki rolls. Among the Italian offerings are house-made spinach-and-ricotta ravioli with butter and sage, Wagyu-beef carpaccio, and burrata with cherry tomatoes. Options from the open-view “Live Fire Grill” range from lamb chops to chicken to Wagyu ribeye steak.

Billionaire Riyadh’s majestic, high-ceilinged interior boasts velvet-upholstered chairs and banquettes; brass metalwork; natural-granite countertops and flooring; and ribbed-timber wall paneling. Sputnik-inspired lighting fixtures wash the space in a muted, celestial glow, imparting a sense of calm. The 20-meter-long “Live Fire Grill” allows guests to observe preparation of the meats, adding a flame-filled, theatrical visual to the experience. Moreover, fully equipped private spaces offer unparalleled versatility and discretion for business meetings, special occasions, or parties—spaces that seamlessly transition from the main dining area to reflect the progressive spirit of a contemporary Saudi Arabia.

ABOUT BILLIONAIRE LIFE
Billionaire Life is the leading curator of luxury dining, entertainment experiences, and indulgent living. Founded in 1998 in Porto Cervo, Italy, by Formula 1 legend Flavio Briatore, Billionaire Life today boasts an elite portfolio of prestigious branded nightclubs, restaurants, and resorts across Europe, the Middle East, and Africa.

ABOUT MODERN FOOD COMPANY LTD
Established in 2014, Modern Food Company (MFC) is one of Saudi Arabia’s leading operators of international franchise brands, as well as the creator of the recently launched Myazu—MFC’s very own concept of a high-end, contemporary Japanese restaurant.

At Modern Food Company, everything revolves around its guests’ experiences. Its business and creative practices are informed by passions for delicious food and superb hospitality, combined with artistry and attention to modern lifestyles. MFC works only with high-performance brands that exceed both Saudi Arabian and international standards.

CONTACT INFORMATION
Patrizia Spinelli
Communication & PR Director, Billionaire Life Monaco
E-mail
Website

Vegan Wines Are Becoming More Internationally Popular as a Preferred Wine Style - But What Exactly is a Vegan Wine?

Wineries have long used (natural and organic) animal proteins such as isinglass, albumin, casein, gelatin and chitin to remove impurities and sediment from wines. Vegan wineries instead use charcoal, diatomaceous earth, and bentonite and kaolin clays as “fining” agents, or produce unfiltered and unfined (“raw”) wines.

What exactly is vegan wine?
The production of wine is a complicated process that includes a range of factors to obtain the exact end-result that the winemaker is looking for. One step in the production of wine often includes a process called fining (or "clarifying"). A fining agent is added to the top of the vat. As it sinks down, particles adhere to the agent, and are carried out of suspension. The fining agent and the gathered particles then are removed either by filtering or through a settling process.

Fining agents are typically either animal, carbon or clay-based products and are used to gather proteins or sediment within the wine to adjust impurities such as colour, haziness, taste and/ or smell. Animal-based fining agents include gelatin (made from the boiling of animal parts), isinglass (form of gelatin derived from fish bladders primarily used to clear white wines), albumen (whites of a raw chicken egg. It is most commonly used in the clarification of red wines to remove excess tannins), and casein (main protein found in cow's milk, used in both red and white wines to treat and prevent oxidation).

Different agents will be used based on the desired outcome of the wine and the winemaker's preference. In fact, bull's blood was also used in some Mediterranean countries but (as a legacy of bovine spongiform encephalopathy - mad cow disease) is not allowed in the U.S. or the European Union. Because the fining agent is filtered back out of the wine, the labeling of these additives are not required or regulated in most places.

Vegan/ Vegetarian Alternative Fining Agents
As an alternative to animal products, carbon, bentonite (a clay mineral), and polyvinylpolypyrrolidone are the most common to be used to clarify wine. Some vintners also let the wine's sediments settle naturally, a time-consuming process. In Australia, winemakers are required to list the use of potential allergens such as casein and albumin on the label but are not obliged to list the use of other non-vegan fining agents such as gelatin or isinglass. In the EU, regulations only stipulate that wines fined using milk or egg products (both allergens) must be clearly labelled.

So there are numerous wineries, not using animal products and they may label their wines as vegan. Some winemakers will boast on the wine label that their wine is unfiltered, because they believe that fining removes desirable flavours and aromas, and some wine connoisseurs prefer wine to be unfiltered. There is also a growing trend in natural wines, which are vegan and unfiltered by their very nature.

We regularly list vegan wines in our Brad’s Wine Subscription cases.
Check out Brad's monthly selection and subscribe online.

BOHEMIA - A Contemporary Circus Cabaret Showcases in Monaco Mixing Acrobatics, Dance, Comedy, Theatre, Singing and Live Music!

8 STARS MONACO - BOHEMIA

Variety Show - 8th to 10th January 2021
Grimaldi Forum Monaco

For the first time in Monaco, the contemporary circus cabaret BOHEMIA takes over the esplanade of the Grimaldi Forum for 5 exceptional performances in the heart of a Spiegeltent, a large round tent in vintage fabric and wood, adorned with mirrors that will immerse you in a unique atmosphere ! 

Combining acrobatics, dance, comedy, theater, singing and live music, BOHEMIA has been acclaimed by the public in London where it was created in 2018 by the Black Cat Cabaret. Co-produced this time with the company 8 Stars Monaco, BOHEMIA goes even further and recreates the ambiance and delights of the cabaret, up to the configuration of the room : here the public does not book seats but tables to be shared with relatives while enjoying the show.

Thanks to her humour, voice, crazy costumes and sincerity, Miss Frisky, your Mistress of Ceremony will engage you in an unforgettable experience, twirling and passionate, with her troupe of bohemian and high-calibre artists ; 4 musicians and 7 artists who will dazzle you, including Nicolas Jelmoni, raised in the Principality, previously part of the Cirque du Soleil’s troupe, awarded with his partner Charlotte a Bronze Clown in Monaco as well as a Golden Buzzer….and also the organizer of the event as well as Artistic Director of the company 8 Stars Monaco.

January 8th at 8.00 pm - Opening ceremony
January 9th and 10th - Shows at 5.30 pm and 8.00 pm 

Reservation :  reservation@8stars.mc | +33 6 80 86 42 00 | www.8stars.mc/Bohemia

Club Vivanova Showcases the Exclusive MacSween (Great Chieftain o' the Puddin' Race) Haggis for the British Association of Monaco's Traditional Burns Supper

The first Burns supper was held in July 1801 when nine of Burns’ close friends got together to mark the fifth anniversary of their friend’s death. On Monday 25th January 2021 at 7pm, join Club Vivanova and the British Association of Monaco (BAM) host a celebratory Burns Night Supper marking the life and work and the anniversary of the birth of Robbie Burns in 1759.

Date: Monday 25th January . 7pm
Location: Fairmont Monte Carlo
Book tickets online

James Macsween, Managing Director of Macsween of Edinburgh, stated “We are delighted to have been asked to supply the haggis to this year event. Your Burns supper would not be the same without a Macsween haggis at the top table, after all our haggis has international acclaim and is sought after around the world. Our haggis recipe has remained the same for nearly 70 year and is the most awarded haggis in the UK. Our vegetarian haggis invented by the late John Macsween which is suitable for vegans and is “wordy of a grace as lang’s my arm”. Macsween of Edinburgh is a third-generation family business which handmakes multi award-winning products including traditional haggis, vegetarian haggis which is vegan friendly and black pudding.”

Celebrating Burns Night
In traditional style, we will begin with the Selkirk Grace. Guests will then enjoy a hearty feast with a starter of Scottish smoked salmon. Our MacSween Haggis will be piped in, with a performance of Address to a Haggis, to be served with neeps and tatties, and toasted with drams of Aberfeldy 12 year old Single Malt Scotch Whisky.

We will host a raffle during the evening to raise funds for BAM's charitable causes, followed by a Chocolate Gateaux dessert, after which the Immortal Memory by Burns will be recited followed by a Toast to the Lassies, then a Reply to the Toast to the Lassies, before the final Burns recital is performed. To end this special night, everyone standing will join in to Auld Lang Syne.

A wine aperitif will be served from 7pm, with dinner and presentations starting at 8pm; international white and red wines will be served through out the meal, with mineral waters and finishing with coffee and Scottish shortcake. Dress code is black tie / kilt and a touch of tartan for ladies (optional).

You don't have to be a club member to join our parties. Everyone is welcome to book and attend our events, which are always well-attended; early reservations are recommended.

Learn more about BAM membership

Join Club Vivanova
Our Corporate Partner platform offers excellent local and international promotional opportunities with event partnerships for brand-growth and business networking – plus complimentary features and highlights in our online magazine. Read more..

Callender Howorth Interior & Architectural Design Sustainable Approach at Yorkshire Sanctuary for Wellness

More in demand than ever, people are seeking respite and healing by investing in long stay nature inspired retreats to enjoy a life of imbued wellness equipped with working spaces so that work can continue from a space of inspired tranquility and reflection. One of our Corporate Partner Callender Howorth’s newest projects, Broughton Hall, is just this kind of place. 

A historic sanctuary in the English countryside of Yorkshire dating back to 1597 that has been under the custodianship of the Tempest family 33 generations for the last 900 years. 

The serene nature of this 3000 acre property is idyllic for the restorative healing and the healing force for such transformational experience through its interconnectedness to nature.

As one of their driving core values, they have committed to rewilding the land with the planting of 350,000 trees this year and next year, with the ultimate goal of planting 1 million trees. 

With the intention of healing the land as a part of the collective healing process, they are working with earth energy expert Rev. Dr.Calen Rayne to identify the sacred energy centers of this land.  

While steeped in English history, Broughton Hall Estate seeks a higher purpose through spiritual connection, healing and nature in order to serve the world in what they call an era of a “new humanity”.

Their state of the art Avalon wellbeing facility serves as the peaceful hub of personal transformation, self-exploration and creativity. Radiating the energy of intention from its very foundation, blessed energy crystals were symbolically placed in the building’s foundation when it was being built at the estate. 

Avalon’s inspired idyllic setting for a sacred and life-changing inner voyage of mind, body and spirit is intended to serve a new way of conscious minded living through their customised private, corporate and individual retreats, classes and therapies and connection to the peaceful surrounding nature. 

Callender Howorth Creative Director Mark Howorth explains, “Our aim with this restyling project for their holiday homes is to further elevate the naturally positive and emotional engagement of their spaces. We are really looking forward to considering lighting, organic fabrics and paint and repurposed pieces to transform these homes.  It’s all about making the interior reflect the ethos and energy of Broughton Hall….a fantastic design challenge.”

By infusing wellbeing in every aspect of the design, means we are attending to the inherent needs of raising our human potential required by this new conscious phase of our evolution. 

Images courtesy of Broughton Hall

www.callenderhoworth.com

Saville Row Fashion Designer Lady Row Launches a Sustainable Luxury Brand in Monaco at a Champagne J.M. Tissier Business Lunch

LADY ROW - SUSTAINABLE LUXURY

Built upon Byzantium and Savile Row history, Lady Row honours its rich past within sustainable luxury. Renowned for the iconic the dress coat, a Lady Row piece is immediately recognisable. The dominant, sophisticated, powerful, elegant self-reflection for the art and tailoring of the history roots- such characteristics define each unique creation. With a mastery of craftsmanship, Lady Row innovates the future of design and redeems the legend of ancient cultures.

SAVILLE ROW FASHION & CHAMPAGNE BUSINESS LUNCH
Wednesday 17th February 2021 . 12.30pm

Lady Row Fashion Experience
Champagne J.M. Tissier Degustation
€48 per person . Book tickets online
Limited seating

Join Club Vivanova for a fabulous three course lunch with Platinum Partner Lady Row and Corporate Partner Champagne J.M. Tissier at Monaco's finest Indian Restaurant with exceptional business networking opportunities.

Our business lunches give attendees the opportunity to develop direct introductions to our club community and the chance to privately meet over lunch and network in the wonderful ambience of Maya Jah Monaco.

Gourmet Champagne Lunch
A three-course lunch will be served with starters, a choice of main course (Chicken Tikka Masala or Vegetarian Curry) married with a selection of three Premier Cru J.M. Tissier Champagnes, followed by dessert. Coffee and mineral waters are included.

Lady Row Fashion
Built upon Byzantium and Savile Row history, Lady Row honours its rich past within sustainable luxury. Renowned for the iconic the dress coat, a Lady Row piece is immediately recognisable. Read more..

You don't have to be a club member to join our parties. Everyone is welcome to book and attend our events, which are always well-attended; early reservations are recommended.

Join Club Vivanova
Our Corporate Partner platform offers excellent local and international promotional opportunities with event partnerships for brand-growth and business networking – plus complimentary features and highlights in our online magazine. Read more..

A New Small Batch Brewery Launches on the French Riviera - the Gekko Brewing Company Based in Fayence - Borne From a Love of Craft Beer and Friendship

THE GEKKO BREWING COMPANY

Gekko Brewing Company was born from a love of craft beer and friendship. We are a craft beer brewery located in the Pays de Fayence in the Provence, Alps, Cote d'Azur region of France.

The Gekko adventure began in 2018 by brewing small batches in a garden shed, and in 2020 we moved in to our new premises ready for a full on launch in to the world of brewing. The Gekko team of five is made up from a group of family and friends with each member bringing their own passion and expertise to the team.

We try to reflect our region's natural beauty through our beers by using the highest quality base ingredients to produce a range of modern and traditional craft beers. At Gekko we believe that there is a beer for everyone. Our beers range from fresh, light and hoppy pales ales, through characterful and bold IPAs , as well as an award winning oatmeal stout.

One of our missions is to educate about the wonders of craft beer and we love doing tastings with the community showcasing the wide range of flavours and aromas that can be developed using just the four key brewing ingredients, water, grain, hops and yeast.

We also welcome people to visit our Brewery in the Pays de Fayence for tours and tastings, please check our opening times or get in touch. We would love to see you!

Website
Facebook
Instagram
Twitter
Email

Tel: +33 (0) 494 682 206

The Borneo Wildlife Preservation Hosts Monaco Enchanted Forest Charity Lunch at the Fairmont Monte Carlo in February 2021

ENCHANTED FOREST CHARITY LUNCH
Thursday 11th February 2021 . 12.30pm
Fairmont Monte Carlo
€68 per person . Book tickets online

Join Club Vivanova partnered with the Borneo Wildlife Preservation (BWP) to raise awareness and help raise funds for the protection of the endangered (IUCN Red List) Bornean pygmy elephant. In continuing the strive to give back by hosting various charitable events, Club Vivanova founder Bradley Mitton hosts a business networking fund-raising lunch in the private Salon Mistrau of the Fairmont Monte Carlo with animal trainer and behaviourist, Katerina Pirelli.

Lunch will include starter, main course, mignardises, mineral waters, coffee and a selection of premium international wines with presentations from BWP President & Founder Katerina Pirelli and Christian Moore, film producer and founder of Global Environment Media.

Christian has over 20 years of industry experience both in television and film having worked in most departments over the years concentrating on production, from editing to producing. As a founder of Global Environment Media his work focuses on environmental issues and will speak about the initiatives to build this platform around positive solutions for the future of our planet and environment.

Lunch will be followed by a charitable tombola with some excellent prizes. Support our charity partner - book online.

Tombola Prizes
Aquavela - luxury half-day private yacht cruise (value €2000)
Suncy Solar Boats & Concept - autonomous solar boat day trip (value €800)
Marta Grigorieva - personal portrait (value €1500)
Avenue 31 - dinner for 2 persons (value €150)
Rampoldi Monte Carlo - dinner for two (value €200)
Le Meridien Beach Plaza - private beach brunch for 2 persons (value €220)
Fairmont Hotel Monaco - overnight stay with breakfast (value €300)
Mitton International Wines - Limited Edition Magnum Chardonnay (value €150)
Le Petit Bar – lunch for 2 persons (value €100)
Glam Monte Carlo - body massage / face care package (value €260)
Table gifts donated by Green Coffee Monaco

Until further notice, attendees must be Monaco residents. nationals, employees, hotel guests or have a professional attestation to show they are attending for legitimate business purposes (to be approved by Club Vivanova).

You don't have to be a club member to join our experiences. Everyone is welcome to book and attend our events, which are always well-attended; early reservations are recommended.

Join Club Vivanova
Our Corporate Partner platform offers excellent local and international promotional opportunities with event partnerships for brand-growth and business networking – plus complimentary features and highlights in our online magazine. Read more..